Why life insurance?
Life insurance pays money to the people you choose when you pass away.
That money can help your family pay final expenses, cover debts or a mortgage, replace lost income, or leave something behind for children and grandchildren.
Common types of life insurance
- Term life: covers you for a set number of years, like 10, 20 or 30. It usually costs the least.
- Whole life: lasts your whole life as long as you pay the premiums, and can build cash value over time.
- Final expense: a smaller whole life policy meant to cover funeral and end-of-life costs, often with simpler health questions.
How we help
We’ll help you figure out how much coverage makes sense, compare options from different insurance companies, and find a policy that fits your budget.
Life insurance is separate from Medicare. If you’d like to talk about it, just ask and we’ll set up a separate conversation.
Common questions
Can I get life insurance after 65?
Yes. Many policies are available to people in their 60s, 70s and beyond. Price and options depend on your age and health.
Do I need a medical exam?
Not always. Some policies ask only a few health questions. Others need more information or an exam. We’ll help you find the right fit.
Other coverage we can help with
Questions about life insurance?
Talk with a licensed agent. It’s free, and there’s no pressure.
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Life insurance is not a Medicare plan and is not connected with Medicare or the federal government. It is not a deposit and is not insured by the FDIC. Coverage, costs and eligibility vary by policy, insurance company and state, and are subject to underwriting.